Our Process
Our financial planning process is about more than preparing for retirement. It’s about working to achieve short- and long-term goals. It’s about helping to protect the most important things in life or buying your dream home. Our plans are developed in collaboration with you and include a balance of products that are flexible and designed to help meet your needs across an ever-changing environment and through key life stages.
The first step in our process is listening. We need to know your situation, your dreams, your needs, your goals. The second step is communication. We will ask a lot of questions to gain clarification and explain our thoughts and ideas throughout the planning process. Third, is to identify roadblocks that we might encounter later. Fourth, is to create an effective financial strategy that you approve, and then implement it in a timely manner. The last step in achieving a strong financial plan is to continually monitor the plan so we ensure it meets your changing needs and circumstances.
This goal-based financial planning approach is designed to help in:
- Preparing for a secure, comfortable retirement
- Increasing current income
- Minimizing current taxes
- Pro-actively manages and controls debt
- Helps prepare for a child’s college education
- Provides for loved ones or heirs in the event of death, disability or critical illness
- Protects a business or its employees
